Borrow — and find the right lender first

Work through it

1. Use SBA Lender Match: one free form puts your request in front Use SBA Lender Match: one free form puts your request in front of SBA lenders in your county. Open
2. Have these ready
   • Business and personal tax returns, current financials, and a forward projection
   • Your personal credit — every owner of 20% or more is asked to guarantee the loan
   • Exactly how much you need and what it buys
3. Compare the offers before you accept one Lender Match returns more than one interested lender; rates, terms and collateral differ, so weigh the offers rather than taking the first yes.
4. For a small amount, look at an SBA microloan SBA microloans run through community lenders, often CDFIs, and are built for smaller amounts and borrowers a conventional bank turns away. Open As of 2026-08-12: SBA microloans provide up to $50,000 through nonprofit community intermediaries (often CDFIs); the average is about $13,000 and terms run up to six years. source

5. Stopping when a bank says no

   Stopping when a bank says no. Nevada’s own funding list points at CDFI lenders — Nevada Business Opportunity Fund, Prestamos, Accion Opportunity Fund, DreamSpring — that lend where banks decline.

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